Bajaj Housing Finance announced its July‑to‑September quarter earnings for the financial year 2026‑27 on Friday, October 16. The company reported a nearly 18% year‑on‑year rise in net profit after tax (PAT) to ₹757 crore in the second quarter of FY27, compared with ₹643 crore in the corresponding quarter of the previous financial year. The increase was largely supported by revenue gains, while margins remained near flat levels during the period.

On a sequential basis, the company’s net profits surged nearly 6% to ₹757 crore in the September quarter, from ₹715 crore in the first quarter of FY27. Overall revenue from core operations advanced 18.2% to ₹3,251 crore in the September quarter, up from ₹2,748 crore in the same quarter of the previous financial year. Net interest income (NII) increased 10% YoY to ₹1,055 crore, versus ₹956 crore in the second quarter of the prior fiscal year.

Total expenses rose 18.5% in the period, driven by a 20.4% YoY increase in finance costs to ₹1,997 crore. Operating profit or EBITDA climbed 19.4% YoY to ₹2,989 crore, from ₹2,502 crore a year earlier. EBITDA margins expanded 91 basis points to 91.96% in the September quarter, from 91.05% in the consolidated quarter of the previous financial year, keeping margin growth largely flat on a yearly basis.

Asset quality review showed gross non‑performing assets (NPAs) increased 3 basis points to 0.29% in the September quarter of FY27, compared with 0.26% in the corresponding quarter of the previous year. Net NPAs remained flat at 0.12% YoY. Assets under management (AUM) registered a 25% growth to ₹1,58,205 crore in the period under review, from ₹1,26,749 crore in the second quarter of FY25‑26. The company noted it had surpassed the ₹1.5 lakh crore AUM milestone, driven by strong and diversified growth.

NSE data showed Bajaj Housing Finance shares have lost 24% of their value in the last one‑year period and have declined 13.2% on a year‑to‑date basis in 2026. However, the stock has risen 0.5% in the past one‑month period and 2.3% in the last one‑week period. Shares surged to their 52‑week high of ₹112.40 on October 30, 2025, while the 52‑week low was ₹72.65 on March 30, 2026.

The company’s market capitalisation was ₹69,458 crore as of the stock market close on Friday, October 16, 2026. This figure reflects the cumulative impact of the company’s earnings performance and investor sentiment over the reporting period. The disclosed financials provide a comprehensive view of Bajaj Housing Finance’s operational and asset quality metrics for the quarter.